Browse all India-first decision tools

CTC to In-Hand Salary Calculator

Estimate monthly in-hand pay, annual tax, and salary breakup under old and new regimes.

Loan Prepayment Strategy Analyzer

Compare reducing loan tenure versus reducing EMI when you make extra prepayments.

Debt vs Invest Planner

Compare whether surplus cash should prepay a loan or stay invested over your decision horizon.

Job Offer Analyzer

Compare current role versus a new offer using post-tax income, city costs, commute, and growth.

Home Office vs Commute Cost Calculator

Compare the monthly cost and time impact of going to the office versus working from home.

Tier 1 vs Tier 2 Cost Comparator

Compare city costs, monthly surplus, and annual savings when moving between Indian cities.

India vs Abroad Financial Simulator

Compare post-cost savings in India versus an overseas move using editable tax and exchange assumptions.

Child Education Cost Planner

Project future school and college costs and estimate the monthly investment needed to stay on track.

Retirement Corpus Simulator

Estimate the retirement corpus you need, the amount you are on track to build, and the monthly gap to close.

Marriage Budget Planner

Estimate wedding costs by city, guests, venue tier, decor, outfits, and event count.

Optimal Tax Saver Advisor

Estimate unused old-regime deduction room across 80C, 80D, NPS, and home-loan interest.

FIRE Timeline Estimator

Estimate how many years it could take to reach financial independence using Indian spending assumptions.

Alternative Investment Comparison Tool

Compare the future value of the same cash flow across SIP-style funds, PPF, gold, and direct equity assumptions.

NPS vs EPF vs PPF Comparator

Compare retirement contributions across NPS, EPF, and PPF with maturity value and modeled tax benefit.

Annual Bonus Allocation Planner

Turn a one-time bonus into a practical split across emergency reserves, debt cleanup, goals, and investing.

Step-Up SIP Planner

Compare a flat SIP with an annually increasing SIP to see how income growth can accelerate wealth creation.

Offer vs Counter-Offer Evaluator

Compare an outside offer against a retention proposal using post-tax pay, growth, and city-cost drag.

Freelance vs Full-Time Income Calculator

Compare freelance earnings after bench time, expenses, tax, and self-funded benefits against salaried income.

Notice Period Buyout Planner

Estimate whether paying a notice-period buyout to join earlier makes financial sense.

Skill or Course ROI Estimator

Estimate payback period for a course, certification, or bootcamp using salary uplift and learning cost.

Higher Education vs Working Trade-off

Compare tuition and foregone earnings against a post-degree salary jump over a longer horizon.

Promotion vs Job Switch Planner

Compare an internal promotion against an external switch using savings, growth, and switch friction.

Remote vs Onsite Offer Comparator

Compare remote and onsite roles using pay, city cost, commute, and home-office overhead.

Relocation Package Evaluator

Compare employer move support against actual relocation cost and salary uplift to see the real payback.

Sabbatical Runway Planner

Estimate how many months of break you can fund from savings after expenses, side income, and one-time reset cost.

Side Income Tax Estimator

Estimate how much of side-income revenue you may keep after expenses, tax, and simple compliance costs.

Can I Afford a Child Planner

Estimate how much a child changes monthly savings once recurring care costs and first-year medical costs are added.

Dual Income Budget Splitter

Recommend contribution shares for a couple based on income, shared expenses, and shared goals.

Spouse Work Decision Tool

Compare a second income against childcare, commute, domestic help, and taxes to see the real net benefit.

Emergency Fund Calculator

Estimate your target emergency corpus and the monthly saving needed to build it on schedule.

Subscription Money Leak Detector

Add up recurring digital and convenience spend and compare it with what the same cash could become if invested.

Parental Leave Runway Planner

Estimate whether savings can carry the cash shortfall created by parental leave.

Family Vacation Budget Planner

Estimate trip cost and the monthly saving needed before departure instead of funding a holiday from future debt.

Health Insurance Cover Gap Checker

Estimate whether your current health-insurance cover looks thin for your household and city context.

Term Insurance Needs Estimator

Estimate a family protection target using income replacement, liabilities, and major future goals.

Rent vs Buy Calculator

Compare buying a home versus renting and investing the difference using equity and opportunity-cost math.

Rent vs Co-living vs Buying Calculator

Compare co-living, renting, and buying in one view so the lowest-stress housing mode is easier to spot.

EV vs Petrol/Diesel TCO Calculator

Compare electric and ICE ownership cost over time using purchase price, running cost, maintenance, and subsidy.

Should I Buy a Car Tool

Compare the full monthly cost of owning a car with staying on ride-hailing and public transport.

Stamp Duty and Registration Calculator

Estimate property closing cost using simple state benchmark rates, with an optional female-owner discount.

Home Down Payment Planner

Estimate how much down payment you will need at purchase time and the monthly saving needed to reach it.

City Salary Equivalence Calculator

Estimate what monthly take-home in a target city would preserve the same post-cost lifestyle you have now.

PG vs Shared Flat Cost Comparator

Compare PG living with a shared flat using rent, utilities, meals, and commute to see the real monthly difference.

Two-Wheeler vs Car Commute Calculator

Compare commute ownership cost for a bike and a car over the same daily travel pattern.

House Rent Budget by Income Tool

Estimate a safer rent ceiling after EMIs and family obligations are accounted for.

Government Scheme Finder

Surface likely scheme categories and approximate benefit potential from a simple household profile.

Will / Inheritance Split Simulator

Visualize an illustrative heir split so families can see what is at stake before formal estate planning.

Nominee Payout Planner

Estimate how much of your financial asset base may still be exposed to outdated or missing nominee coverage.

Study Abroad Cost Calculator

Estimate the all-in cost of an overseas degree and compare it with a domestic alternative before the application momentum takes over.

Visa and Relocation Cost Estimator

Estimate the upfront cash needed to move abroad before the first overseas salary actually arrives.