Promotion vs Job Switch Planner
Compare a promotion path with a job-switch path using post-tax earnings, city cost, and switch friction in one model.
Problem
Internal promotions feel safer, but a switch can still win once growth and cash flow are compared properly.
Promise
Compare an internal promotion against an external switch using savings, growth, and switch friction.
Trust note
No login. The estimate runs in the browser and keeps the assumptions visible.
Tool mode
Basic keeps the fast default flow. Advanced unlocks goal seek, sensitivity sweep, and a second comparison scenario.
Promotion path
Switch path
Context
Main answer
₹9,31,556
Switching comes out ahead by about ₹9,31,556 over 3 years after the one-time switch cost.
The switch path absorbs one-time friction before being compared with the steady promotion path.
Promotion path
₹35.5L
3-year modeled savings.
Switch path
₹44.8L
Modeled savings after the switch-cost deduction.
Switch friction
₹1,20,000
One-time cost applied against the switch path.
Net gap
₹9,31,556
Difference between the two paths.
Promotion versus switch savings
Promotion city
Bengaluru
Benchmark used for the promoted role.
Switch city
Pune
Benchmark used for the switched role.
Growth spread
3.0%
Growth advantage of the switch path over the promotion path.
How to read this tool
This is a planning model, not a final quote. Use it to understand the direction and size of the trade-off before committing.
Adjust the inputs to test optimistic and conservative scenarios instead of relying on one default answer.
Why the result leans this way
Switching needs to beat the reset cost
If the switch path only wins before relocation and setup friction, it is not actually the stronger economic path.
Internal growth can be enough
A solid promotion path can remain competitive even with a smaller first-year package if progression is steady and switching is expensive.
Assumptions and sources
Planning scope
This tool is meant for scenario planning. Quotes, taxes, policy terms, and personal preferences can change the final decision.
Effective from 2026-04-01
Benchmarks
Benchmark-driven tools use the static datasets shipped with the repo so assumptions stay versioned and reviewable.
Effective from 2026-03-01
Salary model
Both paths are estimated using the repo's new-regime salary logic with benchmark city housing costs.
Effective from 2026-04-01
Frequently asked questions
Why include switch friction?
Because deposits, relocation, notice friction, and reset costs can shrink the apparent premium of the external offer in the first year.
How should I use the promotion vs job switch planner result?
Run it with conservative and aggressive assumptions. If the conclusion survives both cases, the decision is usually more robust.
What can change the real outcome?
Taxes, policy rules, employer terms, personal behavior, and financing costs can all move the final result away from the estimate.
Related tools
These tools sit next to the same decision so you can go one level deeper without restarting from scratch.
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Notice Period Buyout Planner
Estimate whether paying a notice-period buyout to join earlier makes financial sense.